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Some people have situations that make it difficult, if not impossible, to further their education. At other times, some may feel as though they don’t have any options, when that may not necessarily be the actual case. One example of this would be those who aren’t aware of the fact that they could possibly receive bad credit student loans. However, this is something that can vary with each individual situation. Even so, many would be surprised to learn that they could very well be able to continue their education.

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Presently there are currently 9 federally backed university grant programs accessible in the nation, and over six hundred state subsidized programs. This article will briefly go over the three most popular federal provided programs having need based qualifications. Federal merit based grants will be discussed in a future post. The approach for application for most of them starts much the same way which is to submit the Free Application for Federal Student Aid (FAFSA). The FAFSA form needs to be filled out every year if the college student will be applying for assistance for that forthcoming year. Awards are usually arranged in one of two categories: Need based and merit based. Need based grants are the types where the university student will need to meet certain financial disadvantages wherein they would not be able to enroll in higher education because of lack of funds. Merit based grants are the ones where the college student qualified in accordance with one performance accomplishment or another. Below are a list of grants in the need based category along with a short description of each.

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