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Our auto insurance was supposed to cover rental-car accidents. It didn’t.   

Qustion: Our rental car was sideswiped by a tour bus when my wife and I were on vacation. We rented the car from Dollar, but we declined insurance because we have an auto policy with Safeco and a rep said we’d be covered if we had an accident. Safeco paid most of the $4,000 claim but refused to cover charges for what Dollar said was the car’s diminished value, loss MORE

‘Should I pay a fee to recover $14K in lost assets?’   

Question: My wife was contacted by a firm called Keane Tracers that told her my mother-in-law, who passed away in 2001, has a mutual fund worth $14,000. For 25% of that amount, Keane will do the paperwork to get us the money; for 15% it will tell us where the money is so we can recover it ourselves. Then the company sent us a contract quoting 35% for full recovery MORE

‘I owe $150 to cancel cell service that doesn’t work’   

Question: I signed a two-year contract with Sprint for my cell phone. A year and a half later, I moved to a new home a few miles away in the same city. I can’t seem to get a signal inside my house, which is a problem since I don’t have a landline. Sprint told me to upgrade the software on my phone, but that didn’t help. So I switched to MORE

‘I’m paying for a newsletter I never wanted’   

Question: I saw an interesting health book advertised on TV and bought it over the phone. When I got my credit-card bill, I noticed a mystery charge of $5.95 for an e-newsletter from the same company, Natural Cures. When I called to cancel, the lines were always busy or I was put on hold and never helped. I’ve been charged for six months for a newsletter I never wanted! MORE

‘I got a box of beans instead of a hard drive!’   

Question: My husband and I bought a $300 hard drive from Best Buy, but when we opened the box, it was empty except for three bags of dried beans! We immediately called Best Buy, but the manager said the store wasn’t responsible and I should call the manufacturer. When I did, the manufacturer pointed blame back at Best Buy. Finally, I called Best Buy’s corporate office; the customer service manager MORE